Paypal's New Terms of Service

All those "updates" are pure insanity. That's one company that is way too big for their britches and needs to be shut down.

There are plenty of good alternatives. It's a matter of retraining people to understand that.

I will be e-mailing this to my wife, as well.
 
HA!... agree ?? They'll just screw you without even asking or buying you dinner first. Kind of like UPS's cross border brokerage fees. Screw them before they screw me... account closed.
 
Nothing to get crazy about. I don't answer calls from unrecognized numbers anyway, screen everything. Telemarketers and scammers rarely if ever leave messages because a computer calls you first to see if you're dumb enough to get sucked into taking the call. No big deal. No minutes lost.
 
aziz said:
What did they do?
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Sold a guitar on evilBay which the buyer falsely claimed was damaged. They required no proof from him & even rejected the pictures I took as a precautionary before shipping. He also tried to claim that there was no cable included - there wasn't anything like that specified in my listing to begin with. They sided with him on that too & said I owed him his money back. Long story short, took them to small claims court with a copy of the listing & the pics. The judge ruled in our favor after we presented our proof, plus their decision that was made without even considering the proof. We promptly closed the account afterwards. Same with eBay since they own Paypal.
 
jyflorida said:
Long story short, took them to small claims court with a copy of the listing & the pics. The judge ruled in our favor...
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You're lucky that worked. The "agreements" of most such companies stipulate that they can only be sued in their own state.
 
Ahem. Please allow me to introduce, I'm a man of Square and taste. :D

A chance to promote my company's excellent money-moving services! The always-free Square Cash (though you can't do amounts larger than your debit card allows in a day) and our original Square account and invoicing service (2.75% no matter how big or small and we don't hold the funds, ever, they're moved to your account as fast as banks make possible).
 
Rex said:
You're lucky that worked. The "agreements" of most such companies stipulate that they can only be sued in their own state.
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We were very lucky that it worked out for us. What it comes down to is that you can sue PayPal in the county/state in which a product is sold or a service was performed. In this case, Florida. There's a lot of info out there on the web on suing PayPal. They hired a local attorney to represent them & the judge was absolutely infuriated that they pulled this stunt to begin with. When asked why they rejected our photos as pre-shipment proof, they simply said that it could've been Photoshopped. The judge called BS.

One other thing we did when we knew this was going down was go to our bank & had a block put on PayPal so they couldn't touch our accounts. Same with the credit card since they need access to all this info when you open an account with them, so money can be transferred for ebay transactions. They instructed the buyer to ship the guitar back to us. We rejected delivery so it went back to him & they couldn't say that we got his money AND kept the guitar.

The whole ordeal took about 5 months to resolve.
 
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I would love to see Ownhammer change from Paypal (and everyone else who uses it). I had a similar situation where a guitar sold, and the buyer claimed that the top was slightly sunk. He "measured" it using his own hand made "tools" and PP found in their favor. He wouldn't even take it to a certified tech.(Which, by the way, is something I was forced to do in a case where a graphite neck on a one of a kind guitar was cracked coming from Canada with no case, paper for packing material, and just a guitar box. Yeah... that happened! And, I got my money back, after considerable expense on my part!!!) Anyway, we had just sold a house and relocated. I found out while we were travelling! Nothing I could do. So, when they shipped the guitar, it just got sent back. I haven't heard a word. New bank and CC accounts. No problems so far. So yeah, sca-rew Paypal.
 
Those consumer agreement updates always scare me. I've got one from Paypal, too, which I didn't read, but I have yet to
receive any telemarket calls from them yet. Of course, I wouldn't know if they were phishing me, because,
like USMC_Trev, I don't pickup any number I don't recognize on my CID. As long as they don't flood me, I'm
good with them. Their service is too convenient, especially the BillMeLater thing, for me to dump them at this point.
I've had their CS on the phone, so I know they'll pick up if I have a complaint. They seem to try to be helpful, but,
I'm talking strictly as a buyer and not a seller.
 
rickbarclay said:
Those consumer agreement updates always scare me.
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Agreement updates, in general, scare me. Every few months, my bank (and other organizations I do business with) send me a "we have changed your agreement" letter. Spooky stuff—they've unilaterally decided that I agree to something different from what I agreed to. Except that somewhere, buried seven pages deep in my original agreement, is language that allows them to do that. Keeping track of all these agreements, and what they really mean, would keep a legal specialist busy, let alone little ol' me. Don't even get me started on software license agreements...
 
In the actual state, one can buy with Paypal and send money to family or friends, but surely never sell, too much risk to get screwed.
 
Rex said:
Agreement updates, in general, scare me. Every few months, my bank (and other organizations I do business with) send me a "we have changed your agreement" letter. Spooky stuff—they've unilaterally decided that I agree to something different from what I agreed to. Except that somewhere, buried seven pages deep in my original agreement, is language that allows them to do that. Keeping track of all these agreements, and what they really mean, would keep a legal specialist busy, let alone little ol' me. Don't even get me started on software license agreements...
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I agree. ;)
 
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