jjozwia
Power User
Haven't seen a thread on this in awhile and my renewal is upcoming
Homeowners/renters/auto/etc. may not cover your gear unless you have a special rider or may only cover a certain value. If you are a gigging musician your gear may also be excluded since that shifts it over to business use
Anyhow, good to chat with your agent to understand what coverage they may or may not include so you can grab a rider or musicians insurance if needed
Cheers
Homeowners/renters/auto/etc. may not cover your gear unless you have a special rider or may only cover a certain value. If you are a gigging musician your gear may also be excluded since that shifts it over to business use
Anyhow, good to chat with your agent to understand what coverage they may or may not include so you can grab a rider or musicians insurance if needed
Cheers