Listed my E-Mu sampler on ebay. Sold it for $3600. Sent via FedEx, collect on delivery. Specified that it must be a Cashier's/Bank cheque. Next day, I receive the bank cheque. Deposit in my bank, next day funds are available. Life goes on, make purchases, etc. And one week later, I incurred several overdraft penalties, and had a balance of -$1200. Why? The bank cheque was a very well crafted forgery. My lawyer contacted the FBI, nothing ever resolved. FedEx even had someone go to the delivery address, and found an empty business place. Turns out, as best as could be figured, *someone* had simply squated this place, made it look "lived in," and after one week of crime, deserted it. That was ten years ago. One expensive lesson.